Travel insurance can be a worthwhile investment, especially if you're worried about unexpected expenses while traveling. There are many travel insurance companies, so finding one that suits your needs can be difficult. That's why we did this job for you.
Take a look at travel insurance provider Faye to see what types of plans they offer, the level of coverage you can expect, and whether Faye travel insurance is right for you.
About Faye Travel Insurance
Faye is the brand name for a customizable travel protection plan from a company called Zenner Inc. The company's website says it specializes in quick refunds, which is a big draw for travelers. Policies issued by Fay are underwritten by the American Fire Insurance Company.
faye insurance plan
To find out what kind of coverage is included in the Fay travel insurance plan, we created a quote for a 44-year-old woman from Arizona traveling to Italy for two weeks. Her total travel expenses were $2,000.
Here's what Faye offers:
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100% of travel cost (up to $2,000). |
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150% of travel cost (up to $3,000). |
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$4,500 ($300 per day plus $200 for flight delays). |
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3 hours to $200. |
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$600 ($200 each). |
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$200 for 6 hours without receipt, $300 for 12 hours with receipt. |
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If you lose your passport or credit card |
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emergency medical expenses |
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Exclusion exemption for pre-existing conditions |
This plan is comprehensive and includes coverages you don't usually find, such as coverage for lost credit cards and inconvenience payments.
Faye also offers a variety of customizations. There are various add-ons to choose from, and they all vary in price. The options are detailed in the next section.
Plan your add-ons
If you want to customize your Faye travel insurance plan more specifically to your needs, you can add additional coverage for a larger amount.
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75% of the non-refundable trip price (up to 48 hours before departure). |
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Collision Damage Waiver (CDW) is $50,000. |
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Adventure and extreme sports protection |
A variety of extreme sports including scuba diving, cliff diving, bull riding, bungee jumping and more. |
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Private lodging damage compensation |
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There will be $2,500 in vet bills and $250 in kennel costs if you are late getting home. |
What Faye Doesn't Cover
Even with the most comprehensive travel insurance, there are still situations in which you will not be covered.
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Severe weather, including hurricanes, if you purchase insurance after the storm has been named.
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Deliberate self-harm or suicide.
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Expenses incurred while under the influence of drugs or alcohol.
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It's a high-risk sport that you get paid to do.
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Mental illness unless hospitalized.
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To fly, learn to fly, or act as a crew member of an aircraft.
Be sure to check your plan's benefit schedule to find a complete list of exclusions for your specific policy.
How to choose a Faye plan online
Purchasing a Faye travel insurance plan online is easy.You should go to the company first. Website Create a quote.
You will need to enter information such as your age, where you live, where you are going and how long you will be away. Once everything is entered, a results page will appear.
Here you can see the plan options available and the add-ons you can choose from.
Once you have selected your desired coverage, you will need to go through the online checkout process.
Which Faye plan is best for me?
Faye only has one basic plan for purchase, but there are plenty of different add-ons to choose from. Faye categorizes bundles and add-ons based on travel, so bundle offers may vary from time to time.
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For tentative plans.choose to add Cancel for any reason (CFAR) Even if you don't have a solid travel plan, you can have peace of mind by purchasing this insurance. Be sure to cancel at least 48 hours in advance to receive up to a 75% refund.
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For pet owners.Many travel insurance companies do not include coverage for your pet, especially not when it comes to vet bills. With a low overall cost, this add-on can make a big difference if your return home is delayed.
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For those who want to customize everything. Faye's basic plan allows customers to create a ton of different customizations depending on their travel needs. Even if it's expensive, it makes up for it with fully comprehensive coverage.
Faye's travel insurance may suit your needs, but before you buy a plan, take a hard look at what's in your wallet.many different Travel credit cards come with free travel insuranceBenefits may include , trip cancellation refunds, rental car insurance, and more.
Chase Sapphire Preferred® Card
Chase Sapphire Reserve®
American Express Platinum Card®
On the American Express website
Rates and fees
Ink Business Preferred® Credit Card
Travel insurance (not a comprehensive list)
• Trip delay: Up to $500 per ticket for delays of 12 hours or more.
• Trip cancellation: Up to $10,000 per person and $20,000 per trip. Benefits up to $40,000 per 12 months.
• Travel interruption: Up to $10,000 per person and up to $20,000 per trip. Benefits up to $40,000 per 12 months.
• Baggage delays: Up to $100 per day for 5 days.
• Lost luggage: Up to $3,000 per passenger.
• Trip delay: Up to $500 per ticket for delays of 6 hours or more.
• Trip cancellation: Up to $10,000 per person and up to $20,000 per trip. Benefits up to $40,000 per 12 months.
• Travel interruption: Up to $10,000 per person and up to $20,000 per trip. Benefits up to $40,000 per 12 months.
• Baggage delays: Up to $100 per day for 5 days.
• Lost luggage: Up to $3,000 per passenger.
• Trip delay: Delays of 6 hours or more will incur up to $500 per ride.
• Trip cancellation: Up to $10,000 per trip. Up to $20,000 in benefits per 12 months.
• Travel interruption: Up to $10,000 per trip. Up to $20,000 in benefits per 12 months.
• Lost luggage: Up to $3,000 per passenger.
• Trip delay: Up to $500 per ticket for delays of 12 hours or more.
• Trip cancellation: Up to $10,000 per trip. Up to $20,000 in benefits per 12 months.
• Travel interruption: Up to $10,000 per trip. Up to $20,000 in benefits per 12 months.
• Baggage delays: Up to $100 per day for 5 days.
• Lost luggage: Up to $3,000 per passenger.
Insurance benefits: travel delay insurance
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Up to $500 for each qualifying trip delayed for more than 6 hours. Two (2) charges are allowed per Eligible Card every 12 consecutive months.
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Eligibility and benefit levels vary by card. Terms of use and restrictions apply.
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Underwritten by New Hampshire Insurance Company, an AIG company.
Insurance benefits: Trip Cancellation and Interruption Insurance
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Maximum Trip Cancellation and Interruption Insurance benefits are $10,000 per Qualified Trip and $20,000 per Qualified Card per consecutive 12-month period.
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Eligibility and benefit levels vary by card. Terms of use and restrictions apply.
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Underwritten by New Hampshire Insurance Company, an AIG company.
How to maximize your rewards
You need a travel credit card that prioritizes the things that are important to you. Here we have chosen Best Travel Credit Cards of 2024the best ones are included below.
